706 Frederick Street, Santa Cruz, CA 95062
Invest in Your Smile Without Worry
Aura Marcela Torres DDS is an out-of-network dental office for all insurance plans. However, we gladly accept and can file claims for all PPO plans to help you maximize your benefits.
For patients without insurance—or for treatments not fully covered—we offer convenient financing through CareCredit, Sunbit, and Pearly. This flexible option lets you divide treatment costs into manageable monthly payments, often with low or no interest.
If you have any questions about insurance coverage or payment options, our friendly team is always here to help you choose the solution that works best for you.
Flexible Financing Options
We make dental care more accessible with CareCredit, a trusted healthcare financing option. Split your treatment costs into manageable monthly payments and get the care you need without delay. Ask us how to apply and start your journey to a healthier smile today.
Learn More
Smile now, pay over time. Sunbit makes dental care stress-free with quick approvals, no hard credit checks, and flexible monthly payment plans. Get the treatment you need today and spread payments out comfortably—most patients get approved in just minutes.
Learn More
Skip the insurance hassle. Pearly Membership Plan gives you affordable, straightforward dental care with no deductibles, no waiting periods, and no claim forms. Enjoy preventive care and exclusive discounts on treatments—all for one simple annual or monthly fee.
Learn More